When Smoke Destroys Your Stuff Before the Walls Give Way: What Homeowners Miss
https://www.third-bookmarks.win/oh-man-i-thought-i-was-all-set-until-my-agent-asked-when-i-last-reviewed-my-policy-i-realized-it-had-been-like-6-years-found-out-a-bunch-of-my-pricey-electronics-were-only-covered-at-depreciated-value-lesson-learned-check-your-policy-every-few-years-folks
Most homeowners assume their structure policy alone protects everything inside. You see a healthy roofline and stable drywall and tell yourself, "If the house is fine, the stuff must be fine