Understanding the 80% Coverage Rule Before Selling Your Water-Damaged Home
https://storage.googleapis.com/colorado-springs-co-water-damage-restoration-express/water-damage-restoration-colorado-springs-co/hvac-and-air-duct-cleaning-post-fire-standards-protect-colorado-springs-homes.html
The 80% rule is an insurance principle that limits how much a carrier will pay on water damage claims if your home's replacement cost is underinsured