Small businesses can shop off-exchange through a broker, buy a small-group plan...

https://chanceanfi100.image-perth.org/urgent-care-coverage-questions-to-ask-before-choosing-a-plan

Small businesses can shop off-exchange through a broker, buy a small-group plan directly from a carrier, or compare HRA options. Before weighing premiums, check that employees’ doctors and nearby hospitals are in each plan’s network.