They address comparative negligence claims
https://www.canva.com/design/DAGnrxtPsko/7sTVTWRa5lnamXNSxpeN9Q/view?utm_content=DAGnrxtPsko&utm_campaign=designshare&utm_medium=link2&utm_source=sharebutton
They address comparative negligence claims, reducing any improper fault assigned to you that can diminish your compensation.